A practical guide to saving money this semester

4 mins read
save-e1444921366960
Credit: blogs.conventry.ac.uk

Money. A topic we all worry about at some point or another. Whether you are a Fresher handling your own finances for the first time, or a fourth year getting ready for post-university life, all of us could use some tips on how to save a coin or two.

Some of these might sound cliché or obvious, however making small but consistent changes to your lifestyle is the key.

}

1) Save money on food and drink

o-OFFICE-LUNCH-facebook.jpg
Credit: Huffington Post

Yes, we have all tried packing our lunch at least once. And yes maybe that cup of instant coffee you make at home doesn’t taste as good as a good ol’ Costa before a lecture. But the reality is the money that you spend on coffee, sandwiches and bottled water in a week could buy you groceries for a whole month! Invest on a cafetiere and a travel mug. If you’re not a fan of packing lunch or cooking, schedule your meals so you can eat at home as much as possible.

 

2) The more the merrier

41
Credit: stayathomemum.com.au

Buying in bulk is one of the easiest ways to get the best deals. Whether it is hand soap, shampoo, water, and yes cigarettes, when you buy larger quantities everything is more affordable.

3) Explore your options

supermarket-prices-591547.jpg
Credit: http://www.express.co.uk

It might sound boring but going to different stores and browsing prices online before deciding where to buy something is a smart idea. Even if the difference isn’t huge, if you make it a habit your savings will add up.  

4) Use coupons and advantage cards

loyalty-cards-1024x656
Credit: thebriars.wordpress.com

Most advantage cards are free and easy to use. My personal favourites are Tesco’s Clubcard and Boots Advantage Card. These are places where you are probably going to shop a lot and their points and coupons can save you a few pounds every once in a while. Also ask about student discounts!

5) Keep your receipts

8941scene1-440.jpg
Credit: pubs.acs.org

Not only will you become more aware of how much you are shopping and spending by keeping and going over your receipts (keeping a shopping journal is also a good way to keep track), but you will also have the option of returning any impulse purchases you might have made.

6) Have strong will power

2015-MindfulHappiness_WhatisMindfulness.jpg
Credit: minfulhappiness.org 

Make sure you really need whatever it is that you are about to purchase and learn to discipline yourself by saying ‘no’. If you feel guilty that’s probably a red flag. I find it helpful to step out of the shop and think about it elsewhere. If you have second thoughts you can always go back to the store.

Leave a Reply

Previous Story

Album Review: 'Touch' by July Talk

Next Story

Joining Brig was the best decision I made at uni

Latest from Blog

Font Resize
%d bloggers like this: